Finance & Banking

Dr. Ahmed Al Jibouri’s contributions to the financial sector are anchored in a long-term commitment to banking reform, investment access, and inclusive economic development. As the majority shareholder in Al-Mal Islamic Investment Bank, he plays a strategic role in shaping the evolution of Iraq’s modern financial services landscape.

This venture not only delivers a broad suite of personal and business banking solutions but also supports national goals of financial literacy, digital transformation, and SME growth.

Key Banking Highlights

1. Al-Mal Islamic Investment Bank – Iraq

Established as a medium-sized commercial and investment bank with a capital base of 250 billion IQD, Al-Mal Bank operates with a clear mandate: expand financial accessibility while upholding Islamic banking principles and governance.

2. Branch Network & Reach

Currently operating 5 branches across Iraq, the bank is positioned to scale further — targeting underserved regions and supporting grassroots economic participation through customized banking programs.

3. Comprehensive Financial Services

The bank provides:

  • Accounts: Salary, savings, current, and digital accounts.
  • Cards: Debit, credit (gold/platinum), prepaid, and foreign currency cards.
  • Loans: Auto, mortgage, and personal loans.
  • Transfers: Bank-to-bank and Western Union transfers.
  • Loyalty: Point-based customer rewards system.

4. Vision for Expansion & Innovation

With the leadership of Dr. Al Jibouri, Al-Mal Bank is exploring digital-first solutions and fintech collaborations to modernize service delivery and support the next wave of Iraqi entrepreneurs and enterprises

Strategic Outlook

This investment is part of a broader vision: rebuilding Iraq’s economic backbone through trust-driven financial systems, scalable capital access, and technology-driven transparency.

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